I've noticed not everyone believes in Ripple, even though I look at the use case for Ripple/XRP and see how obvious it will succeed. Ripple is not a cryptocurrency project. Banks will use the technology and will stay away from Bitcoin for as long as they can. Because we all know this, XRP...
Ripple, which offers a blockchain for faster settlement of international payments, has added 75 banking clients to its blockchain network. Here's an example of some of the banks that have signed up for Ripple:
Bank of America